Last Updated: Feb 2026

Estonia Visa vs Montenegro

Side-by-side comparison of tax rules, income requirements, and visa difficulty.

CriteriaEstoniaMontenegro
Income$4,900/mo$1,500/mo
Savings OptionN/AN/A
Visa Fee$100$70
Processing15-30 days1 month
Validity1 year2 years (renewable)
Cost TierMediumLow
Nomad Cost (est.)~$2,300/mo~$1,700/mo
1BR Rent~$800~$650
Internet150 Mbps50 Mbps
Pet Friendliness7/106/10
Tax trigger183 days183 days
Insurance requiredYesYes
Pet Catch (2026)Standard EU Pet Passport rules.Easy entry with health certificate and rabies vax.

Travel Insurance Required

Estonia deep-diveMontenegro deep-dive