Last Updated: Feb 2026

Malta Visa vs Montenegro

Side-by-side comparison of tax rules, income requirements, and visa difficulty.

CriteriaMaltaMontenegro
Income$3,800/mo$1,500/mo
Savings OptionN/AN/A
Visa Fee$320$70
Processing30 days1 month
Validity1 year (renewable)2 years (renewable)
Cost TierMedium-HighLow
Nomad Cost (est.)~$2,900/mo~$1,700/mo
1BR Rent~$1100~$650
Internet100 Mbps50 Mbps
Pet Friendliness6/106/10
Tax trigger183 days183 days
Insurance requiredYesYes
Pet Catch (2026)Malta is a rabies-free island, so entry is stricter.Easy entry with health certificate and rabies vax.

Travel Insurance Required

Malta deep-diveMontenegro deep-dive